Explore three important questions every organization should ask when searching for a new global insurance broker. The right answers will save you time and money.

Learn how Allegiant approaches negotiating student health plan coverage for higher education clients and what you can learn from our strategy.

Dive into the details INGOs must consider to provide equitable benefits to the growing number of Local National employees.

Dive into real-world examples that illustrate the importance of understanding your coverage to unlock value and protect your organization and its employees.

For the first time in about a decade, the prevalence of HDHPs declined. Learn why some organizations offer other options and why some medical providers dislike these plans.

Do you truly understand the value hidden within your benefits coverage? That may seem like a simple question. However, we often find that clients need to be more intimately familiar with the nuances of their coverage to realize its full value. When that is the case, there can be devastating financial consequences — or, less dramatically, money spent on unnecessary coverage.

Weight loss drugs are on everyone’s minds, including our clients’. As drugs like Ozempic have risen in popularity, a related group of drugs — using the same antidiabetic medication called semaglutide — have been approved for weight loss purposes. We have had several organizations reach out to ask if these drugs, such as Wegovy and Zepbound, are covered, but our answer is never a simple “yes” or “no.” There is much to consider before deciding whether or not this coverage is right for your plan, especially for international NGOs.

From prolonged high temperatures and air pollution to increased extreme weather events, the impacts of climate change are affecting the health and welfare of people across the globe. That’s not news to international NGOs. Many tackle those challenges head-on as part of their mission, while others simply deal with the impacts as they deploy workers across the globe. The good news is this experience puts INGOs in an excellent position to cope with what’s to come.

One of the biggest challenges for any company’s human resources (HR) department is choosing the best healthcare coverage possible for its employees. However, for international NGOs with global workforces, the challenge goes beyond balancing cost and coverage. Different employee types — from third-country nationals to expats — in various remote locations complicate matters for HR professionals in NGOs looking to find equitable coverage or change insurance providers.

As 2023 draws to a close, the Allegiant Global Partners team has been looking back on the major insurance trends that impacted international NGOs and U.S. non-profits this year. To help your organization prepare for 2024, we’ve taken a deep dive into five of the most important trends presently shaping the insurance ecosystem in the U.S. and around the globe.

Helping our clients achieve benefit equity is an increasingly important part of what we do here at Allegiant Global Partners. Non-profits and International Non-governmental Organizations (INGOs) know that offering fair compensation and equitable benefits to employees, regardless of which employee type they fall into, is integral to treating employees fairly. However, achieving benefit equity is almost as difficult as addressing the variety of issues our clients are tackling across the globe.

Why does my company need an insurance broker? It’s the pivotal question in our line of business, but the answer is variable, greatly impacted by vertical, organizational structure, and business objectives — not to mention the approach of the specific brokerage. There is no one-size-fits-all value proposition, though after eight years at Allegiant (and many more in the business), I can confidently identify the ways our team saves clients time and money. But before I share some of those, here’s my general answer to the initial question.